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Canadian privacy & access decisions

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Federal (Canada)Personal Information Protection and Electronic Documents ActResolved
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Mar 21, 2014Incident Summary #5Indexed Jun 30, 2026

Incident Summary #5: Life insurance company employs best practices in responding to mass mailing error that risked exposing personal information - March 21, 2014

A life insurance company

A life insurance company discovered that a mass mailing error risked exposing the personal information of 53 pension plan members. The new window envelopes used were larger, potentially revealing certificate numbers, SINs, dates of birth, spouse's names, and beneficiaries if statements shifted. Upon discovering the incident, the company promptly notified affected individuals, apologized, explained the incident, and offered a free one-year credit monitoring service. They also advised members to take harm-reducing steps and ceased using the problematic envelopes. The company informed the OPC about the incident and its response. The OPC concluded that the company demonstrated best practices in its incident response.

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Personal Information Protection and Electronic Documents ActResolved

Incident Summary #5: Life insurance company employs best practices in responding to mass mailing error that risked exposing personal information - March 21, 2014

Mar 21, 2014Incident Summary #5
Adjudicator: Chantal Bernier
Plain-Language Summary

A life insurance company discovered that a mass mailing error risked exposing the personal information of 53 pension plan members. The new window envelopes used were larger, potentially revealing certificate numbers, SINs, dates of birth, spouse's names, and beneficiaries if statements shifted. Upon discovering the incident, the company promptly notified affected individuals, apologized, explained the incident, and offered a free one-year credit monitoring service. They also advised members to take harm-reducing steps and ceased using the problematic envelopes. The company informed the OPC about the incident and its response. The OPC concluded that the company demonstrated best practices in its incident response.

Key Issues
  • Whether a mass mailing error led to the potential exposure of personal information
  • Whether the life insurance company's response to the incident constituted best practices
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Décision 1005001-S — Commission scolaire des Hautes-Rivières

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QuebecAct respecting the protection of personal information in the private sector
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2014 QCCAI 57 — Institut québécois de planification financière

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Décision 101807-S — La Source

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British ColumbiaFreedom of Information and Protection of Privacy Act
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F14-10 — BC OIPC order 1542

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British ColumbiaFreedom of Information and Protection of Privacy Act
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F14-09 — BC OIPC order 1541

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OntarioFreedom of Information and Protection of Privacy Act
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Order PO-3323

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OntarioFreedom of Information and Protection of Privacy Act
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Order PO-3322-I

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OntarioMunicipal Freedom of Information and Protection of Privacy Act
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Order MO-3024

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OntarioFreedom of Information and Protection of Privacy Act
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Order PO-3324

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QuebecAct respecting access to documents held by public bodies and the protection of personal information
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2014 QCCAI 61 — Société d'habitation du Québec and Corporation A

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QuebecAct respecting access to documents held by public bodies and the protection of personal information
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Décision 101215-S — MRC

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QuebecAct respecting access to documents held by public bodies and the protection of personal information
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Décision 111783-S — Ville de Québec

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QuebecAct respecting access to documents held by public bodies and the protection of personal information
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Décision 111803-S — Ville de Québec

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AlbertaFreedom of Information and Protection of Privacy Act
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F2014-IR-01 — Edmonton Police Service

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