Canadian privacy & access decisions

The complainant alleged that the Canada Mortgage and Housing Corporation (CMHC) improperly withheld information under several sections of the Access to Information Act related to the Canada Mortgage Bonds (CMB) program and National Housing Act Mortgage-Backed Securities (NHA MBS) programs. During the investigation, CMHC disclosed some information previously withheld under paragraphs 18(a), 18(b), 21(1)(a), and 21(1)(b), citing the passage of time. The OIC found that CMHC appropriately applied paragraph 68(a) to exclude information available for purchase and that CMHC's application of paragraphs 18(a) and 21(1)(a) was justified, including a reasonable exercise of discretion. However, CMHC failed to demonstrate that the information withheld under paragraph 20(1)(b) met the exemption's requirements, particularly because the relevant third parties (Cornerstone and AKA) did not provide representations to support the claim. Consequently, the Information Commissioner ordered CMHC to disclose the information withheld under paragraph 20(1)(b). CMHC agreed to implement the order.

• Whether s.18(a) ATIA (government financial, commercial, scientific or technical information) was properly applied
• Whether CMHC reasonably exercised its discretion under s.18(a) ATIA
• Whether s.18(b) ATIA (competitive position of government institutions, negotiations by government institutions) was properly applied
• Whether s.20(1)(a) ATIA (third-party trade secrets) was properly applied
• Whether s.20(1)(b) ATIA (confidential third-party financial, commercial, scientific or technical information) was properly applied
• Whether s.21(1)(a) ATIA (advice or recommendations) was properly applied
• Whether CMHC reasonably exercised its discretion under s.21(1)(a) ATIA
• Whether s.21(1)(b) ATIA (accounts of consultations or deliberations) was properly applied
• Whether s.68(a) ATIA (material available for purchase) applied to exclude information