Settled case summary #10 — A collection agency

An individual complained to the OPC after a collection agency failed to correct inaccurate information in his credit file, despite his lawyer's repeated attempts. The complainant had paid off a debt years prior, but the collection agency had not reported this to credit bureaux, causing him difficulty in securing credit. The collection agency initially had no record of the lawyer's correspondence. However, after the OPC intervened and the lawyer sent another letter, the agency investigated and confirmed the debt was paid. Consequently, the agency updated the credit bureaux, and the complainant's credit files were amended. The complaint was settled during the investigation.