BreachOfPrivacy
Decisions/Federal (Canada)/Personal Information Protection and Electronic Documents Act/PIPEDA Findings #2019-007: Credit reporting agency is authorized to rely on exemption to consent in disclosing credit information to Statistics Canada
Office of the Privacy Commissioner of CanadaPersonal Information Protection and Electronic Documents ActPIPEDA Findings #2019-007Not well-founded
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PIPEDA Findings #2019-007: Credit reporting agency is authorized to rely on exemption to consent in disclosing credit information to Statistics Canada

Organization: Trans Union of Canada, Inc.Complainant: Complainant
Decision: Dec 9, 2019Published: Dec 9, 2019

The complainant alleged that Trans Union disclosed his credit file information to Statistics Canada without consent, and that this information was subsequently used to initiate debt collection efforts against him. The Office of the Privacy Commissioner of Canada (OPC) found that Trans Union was authorized to disclose the information under PIPEDA, as Statistics Canada had requested it under the authority of the Statistics Act. The OPC also found no evidence that Statistics Canada disclosed the complainant's information to other institutions for debt collection purposes.

  • Whether Trans Union disclosed personal information without consent contrary to PIPEDA.
  • Whether Statistics Canada used disclosed information for debt collection.
  • Whether the disclosure was authorized by law under PIPEDA.
  • Whether Statistics Canada contravened the Privacy Act in its data collection.

Complaint not well-founded

The OPC determined that Trans Union lawfully disclosed the information under PIPEDA, as Statistics Canada's request was authorized by the Statistics Act, and there was no evidence that Statistics Canada used the information for debt collection.

AI-generated summary for reference only. Always verify against the official decision ↗

Statutory provisions cited
  • s. 7(3)(c.1)(iii) PIPEDA
  • s. 7(3)(i) PIPEDA
  • s. 13 Statistics Act
  • s. 17 Statistics Act

This summary is informational only and not legal advice.