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Federal (Canada)Personal Information Protection and Electronic Documents ActResolved

PIPEDA findings #2015-019: OPC complaint prompts telecom’s fraud investigation

Organization: A telecommunications companyComplainant: Anonymous applicant
Plain-language brief

A complainant reported a fraudulent telecommunications account causing a false debt statement on their credit report. The complainant alleged they never lived at the address associated with the debt, and the telecommunications company initially refused to correct the debt or provide proof of account opening. The credit-reporting agency had validated the debt with the telecom company. Upon the OPC's intervention, the telecommunications company's fraud team reviewed the file and determined the account was fraudulent. The company then cancelled the fraudulent account and updated the credit-reporting agency with accurate information. The complainant was satisfied with these actions, leading to an early resolution.

Key issues
  1. 1Whether the telecommunications company failed to ensure the accuracy of personal information
  2. 2Whether the telecommunications company failed to correct inaccurate personal information
  3. 3Whether the credit-reporting agency failed to ensure the accuracy of personal information
Outcome breakdownFavours: Applicant / complainant
  • Fraudulent account: Account cancelled
  • Credit report accuracy: Credit report updated
  • Complaint resolution: Early resolution achieved
Outcome

Complaint early-resolved

Reasoning

The complaint was resolved early in the OPC's investigation after the telecommunications company, prompted by the OPC, investigated and corrected the fraudulent account information, satisfying the complainant.

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